UnitedHealthcare Specialty Benefits offers a variety of group term life insurance products, including:

• Basic Life: Available in flat amounts, multiples of salary or by job classification
• Supplemental Life: Enables employees to buy more life insurance than the Basic amount provided by the employer
• Accidental Death & Dismemberment (AD&D): Covers loss of life or injuries sustained in an accident (subject to limitations)
• Dependent Life: Covers family members

Life insurance products are underwritten by Unimerica Insurance Company, United HealthCare Insurance Company, or Unimerica Life Insurance Company of New York. Benefit options may vary by state or group size.

Life Insurance Value-Added Services

Our life insurance products include features such as accelerated benefit, waiver of premium, AD&D seat belt benefit and life conversion.  In addition, the following value-added services are embedded in our life insurance plans, at no additional cost to the employer:

• Beneficiary Services:  Provides beneficiaries with grief/loss consultation and financial/legal assistance by phone
• Travel Assistance Services: Assists domestic and foreign travelers with emergency travel needs
• Will/Trust Preparation: Access to online, self-service will preparation tools and information